1. Construction of a Global New Energy Equipment Financing-Leasing Platform

 

ADIB is developing the world's first AI- and blockchain-driven financial infrastructure platform for financing-leasing with DeepGreenX Group. This pioneering initiative is expected to expand international channels for new energy equipment import and export and accelerate the global development of the new energy sector, in addition to advancing the application of Central Bank Digital Currencies (CBDCs) worldwide. The platform will offer comprehensive, robust support to a wide range of renewable energy projects, with services such as project construction, equipment procurement, and technological research and development support, while overcoming the challenges associated with traditional cross-border bank loans. By focusing on equipment financing-leasing, ADIB aims to convert one-time investments into long-term investments, creating a virtuous cycle.

On one hand, the financing-leasing platform can open new channels to meet diverse financing needs. The financing-leasing model not only offers additional avenues for green energy companies and projects to secure funding but also matches them with leasing solutions tailored to their project characteristics and needs. For instance, short-term energy storage projects could choose short-term equipment leasing to avoid the burden of long-term loans. The platform can leverage the resources and expertise of both parties to assess project risks and value more accurately, thereby providing more reasonable financing terms.  

On the other hand, the financing-leasing platform can make financing more accessible and stimulates vitality. Compared to traditional bank loans, the finance leasing platform has lower requirements for asset size and credit ratings, giving small and medium-sized new energy companies a chance to obtain project startup capital through equipment leasing, even without significant fixed assets for collateral. This encourages more companies to compete in international markets and promotes diversified industry development.

2. Global Promotion of Central Bank Digital Currencies

ADIB is promoting the development, innovation, and adoption of Central Bank Digital Currencies (CBDCs) globally through their application in new energy scenarios. CBDCs can provide a secure and neutral solution for the digital economy, addressing the challenges currently faced in implementing cross-border bank loan and settlement. CBDC represents a paradigm-defining innovation from a global perspective, set to reshape the existing tiered structure through which banks and other authorized PSPs (Payment Service Providers) provide access to transaction accounts. In the context of the increasing importance of digital currencies and commercial bank loans, retail CBDC can reinforce the core role of central bank currencies and reposition state-issued digital legal tender as a crucial medium for transactions. When implemented appropriately, CBDC can become an important means to foster healthy competition and innovation in payment systems.